5 ways to get Your Dream Home without Breaking the Bank
With this plan you will save money, save time and avoid the pain of not getting the home you want.
Soon you will find yourself in a place where you and your loved ones will be happy.
Picture yourself entertaining friends and family the way you have always wanted.
Here are my 5 Ways to Get Your Dream Home:
Number 1 – FIND OUT YOUR CREDIT SCORE AND IMPROVE IT.
Any score above 700 is considered good. Remember however, the higher the better. There are many services available that will help you find out and improve your credit score. A higher score will effectively save you thousands of dollars in interest and fees over the life of the loan. If two people, each buying houses of identical value request a loan, the person with the lower score will pay thousands more because of the higher interest he is being charged.
Number 2 – GET YOURSELF PRE APPROVED BY YOUR LENDER.
Houses are selling quickly and high buyer competition is driving multiple offer scenarios.
Pre approval gives you a competitive edge when you get to the offer stage.
Find out how much financing you can get and make sure you get preapproved, not just pre qualified. Being pre approved means that the financial institution will give you a letter saying that they will loan you the amount you need.
It shows sellers you are serious about buying and ready to make a move.
It also helps you know what you can afford to spend in the home buying proces.
Number 3 – CHOOSE THE AREA WHERE YOU WANT TO LIVE.
Think about location, schools, your family needs, transportation, security and lifestyle.
Number 4 – FIND THE BEST HOUSE WITHIN YOUR BUDGET.
Remember, this is the house of your dreams and probably the largest transaction in your life. Make it work. Consider its size, number of rooms, amenities etc.
Number 5 – PRESENT YOUR BEST OFFER ALONG WITH THE PRE APROVAL LETTER
Your offer will carry more weight because of the pre approval letter. The seller will know that he can proceed immediately
Contact me at (786)-376-1680, or carolynisacovici@gmail.com
I will help you with all of these 5 steps. Together we will find your dream home.
And remember we even have ways to find properties that are not currently in the market.
